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FINANCE CHANNEL – a new way of sharing knowledge |
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Written by Alessia de Falco, Communication and External Relation Director
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FINANCE CHANNEL Paradigm
An isolated knowledge program or issue, looked after by a privileged few or not implemented by a real and open discussion, is a paradox in itself and will not survive for long.
Knowledge-sharing is a way to achieve the goals in our personal or professional strategy.
It's a tool.
It's FINANCE CHANNEL's leading tool.
FINANCE CHANNEL Identity Card – Vision e Mission
We are a group, no matter if we are students, professors or professionals.
We are open to everyone believing that sharing knowledge is a power, a common, strategical and absolutely free power.
We all believe that only effective collaboration and communication which is spread across the whole community structure will give knowledge management the boost it really needs.
We believe that our collective expertise is an advantage and one of the most valuable assets in our management development and skills.
For us, sharing knowledge means creating a collaborative culture through communities of practice, professional networks that identify issues, share approaches, and make the results available to others.
FINANCE CHANNEL is, first of all, a community, a virtual group connected by interest and expertise in a specific discipline.
Our main effort is to share what we know or have learned, become “real experts”, identifying critical areas and suggesting solutions. By learning, to succeed in growing together.
Our contribution is enriched by research papers, technical briefings, product evaluations, and other reports.
Our knowledge and yours is not only precious, an immense value, but it is crucial to gain success in this era in which information is a primary, the primary, product.
Our vision is to create a new scenario for knowledge management.
Our mission is to let you help us in creating a sharing culture.
Welcome to Management Circle. Ready to join us?
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The Risk Management in Italian Enterprises |
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How to design and implement solutions for the management of enterprise risks
by M. Giorgino, F. Travaglini - Il Sole 24 ORE S.p.A.
The ability to undertake and manage risks has always been the fundamental essence of the entrepreneurial activity and an essential component of enterprise management. It is so even more nowadays in a financial and economic context that is becoming more global, complex and turbulent everyday.The Enterprise Risk Management (ERM) is a structured and pro-active methodological approach to the management of all risks concerned with the enterprise activities management - strategy, market, processes, financial resources, human resources, technologies. This approach focuses on the future and is process-oriented, it helps organizations to manage risks in a systematic way and to identify opportunities.
The first part of the book, more theorical, outlines a general overview of
the Enterprise Risk Management, highlighting spurs, features, benefits, obstacles, organizational aspects and structuring of the risk management process - in the strict sense of the word.
The second part, more practical, investigates organizational, strategical and operational structures, relevant to ERM, which have been peculiar to important italian groups: Edison, Fastweb e Fiat.
Il Risk Management nelle Imprese Italiane
Come progettare e costruire sistemi e soluzioni per la gestione dei rischi d'impresa
di M. Giorgino, F. Travaglini - Il Sole 24 ORE S.p.A.
La capacità di assumere e gestire i rischi è da sempre l'essenza fondamentale dell'attività imprenditoriale e una componente irrinunciabile del management d'impresa. E lo è ancor di più oggi in un contesto economico e finanziario sempre più globale, complesso e turbolento. L'Enterprise Risk Management (ERM) è un approccio metodologico strutturato e proattivo alla gestione dei rischi legati a tutti gli aspetti delle attività d'impresa - strategia, mercato, processi, risorse finanziarie, risorse umane, tecnologie - focalizzato sul futuro e orientato ai processi, che aiuta le organizzazioni a gestire in modo organico i rischi e a identificare le opportunità. La prima parte del libro, più teorica, delinea un quadro generale dell'Enterprise Risk Management, mettendo in evidenza fattori di spinta, caratteristiche, benefici, ostacoli, aspetti organizzativi e strutturazione del processo di gestione del rischio in senso stretto. La seconda parte, più pratica, indaga sulle configurazioni organizzative, strategiche e operative, legate all'ERM, che hanno caratterizzato tre importanti gruppi italiani: Edison, Fastweb e Fiat.
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FINANCE CHANNEL – un nuovo modo di condividere il sapere |
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Written by Alessia de Falco, Communication and External Relation Director
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Il Paradigma di FINANCE CHANNEL
Isolare la conoscenza, renderla un privilegio per pochi o non arricchirla attraverso una reale ed aperta discussione, è un paradosso in termini che non potrebbe sopravvivere a lungo nel contesto contemporaneo.
Condividere il nostro sapere è per noi il modo migliore per raggiungere un obiettivo, sia in termini professionali che personali.
Una conoscenza evoluta e condivisa è uno strumento.
E' lo strumento che FINANCE CHANNEL ha scelto.
FINANCE CHANNEL Identity Card – Vision e Mission
Siamo un gruppo, nell'accezione più aperta del termine; siamo studenti, professori e professionisti.
Siamo aperti ad accogliere chiunque creda che condividere le proprie conoscenze sia un potere comune, strategico ed assolutamente libero.
Riteniamo che soltanto un'effettiva collaborazione e la comunicazione che si valorizza ed espande attraverso la community possano dare alle nostre conoscenze la spinta e le opportunità di cui necessitano.
Crediamo che il nostro comune bagaglio di esperienze professionali e personali sia un vantaggio ed uno dei più preziosi valori per il nostro sviluppo manageriale e per la nostra crescita.
Per tutti noi, condividere conoscenza, il “nostro sapere”, significa stabilire un clima di “cultura collaborativa”, da sviluppare attraverso la creazione di un network capace di individuare e definire problematiche comuni, proporre soluzioni, rendere i risultati disponibili a chiunque.
FINANCE CHANNEL è, prima di tutto, una community, un gruppo virtuale legato da interessi ed esperienza in una specifica disciplina.
Il nostro sforzo maggiore è di condividere ciò che sappiamo o abbiamo imparato, diventare realmente “esperti”, identificando criticità e proponendo soluzioni. Imparando, riuscire a crescere insieme.
Ci avvaliamo della collaborazione di docenti universitari, ricercatori e professionisti del settore. La nostra e la vostra conoscenza non è solo un bene prezioso, un valore immenso, ma è addirittura cruciale come chiave di successo in un'epoca in cui le informazioni sono il prodotto più diffuso e consumato.
La nostra vision: creare un nuovo scenario per la conoscenza.
La nostra mission: lasciare che ci aiutiate a farlo.
Benvenuti nel Management Circle. Pronti a “condividere sapere”?
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An overview on the evolution of Microcredit |
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Written by Francesca Mazzieri, Microfinance Area Director
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“Microcredit” is the word used in the common language to identify a micro-loan given to a poor.
The Microcredit spreads in the 80's in South-East Asia, Africa and Latin America. In the following decades it develops considerably and in 2005, proclaimed International Year of Microcredit, 110 millions of people all aver the world are reached by microcredit, with a predominant concentration in the developing countries where the number of poors is huge.
In 2006 Mr. Muhammed Yunus wins the Nobel Prize for Peace for the demonstration that Microcredit is a powerful and efficient tool for the development in countries, like Bangladesh, where a lot of entrepreneurs live without the possibility to obtain a loan from the traditional financial circuits because they are poor and they can't give collaterals.
Microcredit means the concession of small loans to different kinds of people, from extremely poor to vulnerable non poor, that are excluded from the formal system of credit. The concession of the loan is applied on the basis of the debtor's capability to repay the loan, on the quality of his business venture and on his reputation in the community where he lives in. To avoid possible phenomenon of default, the potential customer is chosen very carefully; if the client is late on the repayment of the loan, the loan officer will stress him to return the debt. The main purpose is to develop and spread the culture of the loan.
The loan can be given to individuals or groups. Groups can be more or less numerous; among the members of the group usually there is solidarity, trust and esteem, and they usually live in the same community. The individual loan requires a bigger need of collateral and the bigger loans are usually given to the most disciplinary customers. In particular the loan to women became a great success, because women are more honest and able to manage the family assets and their principal purpose is to improve the living condition of the family, the nutrition and the education of the children.
Now the word “Microfinance” is used in the common language: if Microcredit means a loan concession for the realization of little entrepreneurial activities, Microfinance means the set of financial services dedicated to low income customers. The most requested services are the savings, the micro-leasing, the credit and debt cards, the micro-insurances (life, health, theft, accident and natural disaster insurances).
Microfinance can give a special contribution for the achievement of the Millennium Development Goals, the 8 big commitments taken by the Governments of the 189 members of the United Nations to reduce poverty by 2015. These goals can be reached through the overtaking of the poverty line, the diversification of the incomes, the investments on the education, the women empowerment, the improvement of the condition of life, the attention to the environment protection, the adoption of strategic partnerships.
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